Quote and bill software saves time and reduces errors by automating estimates, invoices, and payment tracking. The best tools in 2026 support online payments, templates, and integrations with accounting systems.
Updated January 18, 2026: This list reflects popular quoting and invoicing platforms used by small businesses and freelancers.
What to look for in quote and bill software
- Templates: professional quotes and invoices.
- Payments: accept cards, ACH, or PayPal.
- Automation: reminders and recurring billing.
- Reporting: track revenue and outstanding balances.
10 best quote and bill software tools
1. FreshBooks
FreshBooks is built for freelancers and small teams with strong invoicing tools.
2. QuickBooks Online
QuickBooks Online combines invoicing, payments, and accounting.
3. Zoho Invoice
Zoho Invoice is a strong free option for quotes and invoices.
4. Xero
Xero supports quotes, invoicing, and accounting in one system.
5. And.co (Fiverr Workspace)
Fiverr Workspace provides proposals, contracts, and invoicing.
6. Wave
Wave offers free invoicing with paid payment processing.
7. Invoice2go
Invoice2go is mobile-first for fast estimates and invoices.
8. PayPal Invoicing
PayPal Invoicing is simple if you already use PayPal.
9. Bill.com
Bill.com is strong for AP/AR automation.
10. HoneyBook
HoneyBook combines proposals, invoices, and client management.
Final thoughts
If you want full accounting, QuickBooks or Xero are best. For freelancers, FreshBooks, Fiverr Workspace, or HoneyBook keep things simple.
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