Updated January 18, 2026.
Wallet payments speed checkout, support refunds, and keep funds reusable. These WooCommerce wallet plugins store credit, handle top-ups, and work with payment gateways.
What to look for
- Top-up options: Let customers add funds via cards, ACH, or manual credits.
- Balance rules: Control where wallet funds can be used (products, shipping, add-ons).
- Expiration alerts: Notify shoppers before unused credit lapses.
Affiliate highlight
WooCommerce Quick View & Wallet combo (via WooPayments) adds wallet payments plus fast checkout buttons.
1. WooPayments
★★★★★ 4.8/5, Editor’s Rating
WooPayments by Automattic adds wallet-style checkout with Apple Pay, Google Pay, and stored card tokens. It handles refunds directly from the WooCommerce dashboard and keeps all payment data inside your store.
Key Features
- Built-in Apple Pay and Google Pay support
- Instant deposits for US-based stores
- Multi-currency payments in 135+ currencies
- Dispute and chargeback management from WooCommerce
Pricing: Free plugin. Transaction fees of 2.9% + $0.30 per domestic card payment.
2. YITH WooCommerce Account Funds
★★★★★ 4.7/5, Editor’s Rating
YITH Account Funds lets customers deposit money into a store wallet and spend it at checkout. Admins can add or remove funds manually, and customers see their balance on their account page.
Key Features
- Customer self-service top-ups via any payment gateway
- Admin bulk credit and debit tools
- Partial wallet payments combined with other methods
- Email notifications for balance changes
Pricing: From $79.99/year for a single site license.
3. TeraWallet for WooCommerce
★★★★☆ 4.6/5, Editor’s Rating
TeraWallet is a free wallet system that adds a digital wallet to every customer account. It supports cashback rewards, fund transfers between users, and partial wallet payments at checkout.
Key Features
- Cashback as a percentage or fixed amount per order
- Wallet-to-wallet transfers between customers
- Detailed transaction history for customers and admins
- Works with all WooCommerce payment gateways for top-ups
Pricing: Free on WordPress.org. Pro version from $99/year.
4. WooCommerce Account Funds
★★★★☆ 4.5/5, Editor’s Rating
This official WooCommerce extension lets customers prepay into their account and use that balance at checkout. Store owners can also issue credits for returns or loyalty rewards.
Key Features
- Customers top up via the My Account page
- Apply partial or full wallet balance at checkout
- Admin can manually adjust account balances
- Works alongside other payment methods
Pricing: $79/year from the WooCommerce Marketplace.
5. Jeep Wallet System for WooCommerce
★★★★☆ 4.4/5, Editor’s Rating
Jeep Wallet adds a prepaid wallet feature to WooCommerce with support for top-ups, refunds to wallet, and transaction logs. It includes shortcodes for displaying wallet balance anywhere on the site.
Key Features
- Refund orders directly to customer wallet
- Shortcodes for wallet balance display
- Transaction log with export options
- Minimum and maximum top-up limits
Pricing: From $49/year on CodeCanyon.
6. WooCommerce Wallet by Jeep
★★★★☆ 4.3/5, Editor’s Rating
A lightweight wallet plugin that focuses on store credit management. Customers can add funds and use them at checkout. Admins get bulk credit tools and CSV import for credit distribution.
Key Features
- CSV bulk import for adding credits to multiple users
- Automatic refund to wallet option
- Wallet balance widget for customer dashboard
- Compatible with WooCommerce coupons
Pricing: From $39/year.
7. Wallet for WooCommerce
★★★★☆ 4.2/5, Editor’s Rating
Wallet for WooCommerce by WP Starter provides a full digital wallet with cashback, referral bonuses, and daily login rewards. It turns your store into a loyalty platform.
Key Features
- Cashback rules by product or category
- Referral bonus when friends sign up
- Daily login credit rewards
- Wallet withdrawal requests for admins to approve
Pricing: Free core plugin. Pro from $59/year.
8. SUMO WooCommerce Wallet
★★★★☆ 4.1/5, Editor’s Rating
SUMO Wallet combines prepaid balance, cashback, and reward points into one system. It supports partial payments and lets admins set expiration dates on wallet credits.
Key Features
- Credit expiration with automatic notifications
- Reward points conversion to wallet balance
- Partial wallet payments at checkout
- Detailed admin reports on wallet usage
Pricing: $49 one-time on CodeCanyon.
9. Apple Pay and Google Pay for WooCommerce
★★★★☆ 4.0/5, Editor’s Rating
This plugin adds mobile wallet checkout buttons so customers can pay with Apple Pay or Google Pay in one tap. It skips the traditional checkout form and speeds up mobile conversions.
Key Features
- One-tap checkout on product and cart pages
- Works with Stripe as the payment processor
- Automatic address and card fill from wallet
- Supports express checkout on mobile and desktop
Pricing: Free plugin. Standard Stripe transaction fees apply.
10. WooWallet Cashback
★★★☆☆ 3.9/5, Editor’s Rating
WooWallet Cashback extends the TeraWallet system with advanced cashback rules. Set cashback by product, category, or cart total. Good for stores that want to drive repeat purchases through wallet incentives.
Key Features
- Cashback rules by product, category, or order total
- Percentage or fixed-amount cashback
- Maximum cashback caps per order
- Works as a TeraWallet add-on
Pricing: From $29/year.
Final thoughts
Wallets work best when paired with loyalty programs or subscriptions. Keep balance dashboards clear so customers understand their funds.
