Updated January 18, 2026.
Card payments remain the backbone of WooCommerce checkouts. These plugins bring new payment rails (cards, Apple Pay, Klarna) with fraud controls and conversions in mind.
What to prioritize
- Multiple gateways: Offer Stripe, PayPal, Klarna, and local methods.
- Tokenization: Store cards for future subscriptions or wallet top-ups.
- Smart checkout: Embedded buttons, accelerated flows, and autopay options.
Affiliate highlight
WooPayments handles card, Apple Pay, Google Pay, PayPal, and installment options right inside WooCommerce.
1. WooPayments
★★★★★ 4.8/5, Editor’s Rating
WooPayments is the official payment solution built into WooCommerce. It handles credit cards, debit cards, Apple Pay, Google Pay, and buy-now-pay-later options with no third-party redirect.
Key Features
- Accept cards, Apple Pay, Google Pay, and Klarna
- Manage payments from the WooCommerce dashboard
- Built-in fraud protection and dispute handling
- Multi-currency support for international stores
Pricing: Free plugin. Transaction fees: 2.9% + $0.30 per transaction.
2. YITH Stripe Connect for WooCommerce
★★★★★ 4.7/5, Editor’s Rating
YITH Stripe Connect adds Stripe payment processing with support for split payments and marketplace payouts. It is a solid choice for multi-vendor stores. Get YITH Stripe Connect.
Key Features
- Stripe payment gateway with split payments
- Automatic commission distribution to vendors
- Supports credit cards, Apple Pay, and Google Pay
- PCI-compliant with tokenized card storage
Pricing: From $79.99/year.
3. Stripe Payment Gateway for WooCommerce
★★★★☆ 4.6/5, Editor’s Rating
The official Stripe gateway plugin for WooCommerce. It supports credit cards, debit cards, and Stripe’s full suite of payment methods including SEPA, iDEAL, and Bancontact.
Key Features
- Credit and debit card processing via Stripe
- Apple Pay and Google Pay support
- Saved cards for returning customers
- 3D Secure authentication for fraud prevention
Pricing: Free plugin. Stripe fees: 2.9% + $0.30 per transaction.
4. PayPal Payments for WooCommerce
★★★★☆ 4.5/5, Editor’s Rating
PayPal Payments is the official PayPal plugin for WooCommerce. It accepts PayPal, Venmo, credit cards, and debit cards with smart payment buttons that adapt to the shopper.
Key Features
- PayPal, Venmo, and card payments in one plugin
- Smart payment buttons that show relevant options
- Pay Later installment options
- One-touch checkout for returning PayPal users
Pricing: Free plugin. PayPal fees: 2.99% + $0.49 per transaction.
5. Square for WooCommerce
★★★★☆ 4.4/5, Editor’s Rating
Square for WooCommerce syncs your online and in-person sales. It processes card payments and keeps inventory in sync between your WooCommerce store and Square POS terminal.
Key Features
- Card processing with Square gateway
- Inventory sync between online and POS
- Supports digital wallets and contactless payments
- Automatic product and order syncing
Pricing: Free plugin. Square fees: 2.9% + $0.30 per transaction.
6. Authorize.Net for WooCommerce
★★★★☆ 4.3/5, Editor’s Rating
Authorize.Net gateway connects WooCommerce to one of the oldest and most trusted payment processors. It handles credit cards, eChecks, and recurring billing.
Key Features
- Credit card and eCheck processing
- Tokenized card storage for subscriptions
- Advanced fraud detection suite
- Detailed transaction reporting
Pricing: Plugin from $79/year. Authorize.Net: $25/month + 2.9% + $0.30.
7. Braintree for WooCommerce
★★★★☆ 4.2/5, Editor’s Rating
Braintree (a PayPal service) processes credit cards, PayPal, Venmo, and digital wallets through a single integration. It offers a clean checkout experience with drop-in UI.
Key Features
- Cards, PayPal, Venmo, and Apple Pay in one gateway
- Drop-in checkout UI with hosted fields
- Vault for saved payment methods
- 3D Secure 2.0 for fraud prevention
Pricing: Free plugin. Braintree fees: 2.59% + $0.49 per transaction.
8. Mollie Payments for WooCommerce
★★★★☆ 4.1/5, Editor’s Rating
Mollie supports cards, iDEAL, Bancontact, SEPA, Klarna, and more. It is popular with European stores that need local payment methods alongside standard card processing.
Key Features
- 20+ payment methods including European local options
- No monthly fees, pay per transaction only
- Recurring payments for subscriptions
- Real-time payment status updates
Pricing: Free plugin. Mollie fees vary by method, cards from 1.8% + EUR 0.25.
9. Amazon Pay for WooCommerce
★★★★☆ 4.0/5, Editor’s Rating
Amazon Pay lets shoppers use their Amazon account to pay on your WooCommerce store. It pulls saved addresses and payment methods from their Amazon profile for a fast checkout.
Key Features
- Checkout with Amazon account credentials
- Pre-filled shipping address from Amazon
- Fraud protection backed by Amazon
- Works with WooCommerce subscriptions
Pricing: Free plugin. Amazon Pay fees: 2.9% + $0.30 per transaction.
10. Worldpay for WooCommerce
★★★☆☆ 3.9/5, Editor’s Rating
Worldpay processes card payments for businesses in 146 countries. It handles Visa, Mastercard, Amex, and local card networks with PCI DSS Level 1 compliance.
Key Features
- Global card processing in 146 countries
- Supports all major card networks
- PCI DSS Level 1 compliant
- Recurring billing for subscriptions
Pricing: Custom pricing based on business volume. Contact Worldpay for a quote.
Final thoughts
Combine WooPayments with PayPal Express or Klarna for flexibility. Monitor fraud dashboards and revisit authorization settings monthly.
