Updated January 18, 2026.
Card payments remain the backbone of WooCommerce checkouts. These plugins bring new payment rails (cards, Apple Pay, Klarna) with fraud controls and conversions in mind.
What to prioritize
- Multiple gateways: Offer Stripe, PayPal, Klarna, and local methods.
- Tokenization: Store cards for future subscriptions or wallet top-ups.
- Smart checkout: Embedded buttons, accelerated flows, and autopay options.
Affiliate highlight
WooPayments handles card, Apple Pay, Google Pay, PayPal, and installment options right inside WooCommerce.
Final thoughts
Combine WooPayments with PayPal Express or Klarna for flexibility. Monitor fraud dashboards and revisit authorization settings monthly.