10 Best WooCommerce Payment by Wallet Plugins for Fast & Secure Transactions in 2025

1. YITH WooCommerce Stripe

YITH WooCommerce Stripe is a premium extension that integrates Stripe, one of the most popular and developer-friendly payment gateways, directly into your WooCommerce store. The plugin focuses on providing a secure and seamless card payment experience, allowing customers to pay directly on your site without being redirected to a third-party page. This in-house checkout process is crucial for maintaining a professional brand image and reducing cart abandonment. The YITH version of the Stripe plugin is known for its deep integration and a wide array of extra features not found in the basic version.

Features

• In-House Checkout: Customers enter their credit card information directly on your website, creating a smooth and trust-inspiring experience.
• Payment Form Customization: Customize the look and feel of the Stripe payment form to match your store’s branding.
• Saved Cards for Registered Users: Customers can securely save their credit card details for future purchases, making repeat checkouts faster.
• Subscriptions and Pre-Orders: The plugin is fully compatible with WooCommerce Subscriptions and Pre-Orders, making it an excellent choice for businesses with recurring revenue models.
• Refunds and Captures: Process full or partial refunds and captures directly from the WooCommerce order management page.

Price

• Starts at $89.99 per year for a single-site license.
• Includes a year of updates and dedicated support from YITH.

Advantages

• Enhanced User Experience: Keeps customers on your site throughout the entire checkout process, which improves conversion rates.
• Powerful Features: Goes beyond basic card processing by adding features like saved cards and seamless refund management.
• PCI Compliance Simplified: The plugin uses Stripe Elements, which handles PCI compliance securely, reducing your store’s security burden.
• Reputable Developer: As a product from YITH, it comes with a guarantee of quality code and reliable support.

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Wallet for WooCommerce

Wallet for WooCommerce is a powerful plugin that introduces a digital wallet or store credit system to your online store. This plugin is designed to create a more convenient and faster checkout experience for customers while boosting customer loyalty and retention. It allows your users to top up their wallets using your existing payment gateways and then use that balance for future purchases. For store owners, it’s a fantastic way to manage refunds by offering store credit directly to a customer’s wallet, encouraging them to shop again.

Features

• Wallet Top-up: Customers can easily add funds to their digital wallet using any of your configured payment gateways.
• Partial Payments: Allows customers to use their wallet balance to cover part of a purchase, paying the rest with another method if the wallet balance is insufficient.
• Fund Transfer: Customers can send or request money to and from other registered users on your site, which can be useful for marketplace or community-based stores.
• Admin Management: The store administrator can manually credit or debit funds to a customer’s wallet, view detailed transaction histories, and manage withdrawal requests.
• Customer Rewards: Offers robust features to reward customers with wallet funds for actions like signing up, daily logins, or leaving a product review, which acts as a powerful loyalty program.
• Refund Management: Provides the option to process refunds directly to a customer’s wallet, which is faster and encourages repeat business.
• Withdrawal Options: For a fee, customers can request to withdraw their wallet balance to their bank account or other payment methods.

Price

• Starts at $79 per year for a single-site license.
• Includes a 30-day money-back guarantee.
• Includes a year of updates and support.

Advantages

• Increases Customer Loyalty: The wallet system and built-in rewards program give customers a strong reason to return to your store.
• Reduces Cart Abandonment: A faster, in-house checkout process with a wallet balance can lead to quicker conversions.
• Simplified Refunds: Refunding to a wallet simplifies the refund process for the admin and encourages the customer to spend the money again in your store.
• Flexible Payment: The partial payment feature ensures that a customer can still complete a purchase even if they don’t have enough balance to cover the full amount, reducing lost sales.
• Comprehensive Features: Provides a complete and secure wallet solution with administrative controls and user-centric features, making it more than just a simple credit system.

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3. PayPal Payments

PayPal Payments is the official PayPal extension for WooCommerce, offering a comprehensive and trusted payment solution. This plugin is essential for any store, as millions of customers worldwide prefer to pay with PayPal for its security and convenience. The plugin supports not only PayPal itself but also standard credit and debit card payments, as well as local payment methods and “Pay Later” options. This provides your customers with a wide range of payment options, which can significantly reduce cart abandonment.

Features

• Comprehensive Payment Methods: Accepts PayPal, Venmo, credit cards, debit cards, and local payment options.
• Express Checkout Buttons: Place a PayPal Express Checkout button on product pages and in the cart for a faster checkout process.
• PayPal Pay Later: Offers flexible “buy now, pay later” options, which can increase average order value.
• Smart Buttons: The payment buttons automatically adapt to the customer’s location, showing the most relevant payment options.
• In-Context Checkout: Customers can pay with PayPal without leaving your site, similar to Stripe’s in-house checkout.

Price

• Free to install. Standard PayPal transaction fees apply (typically 3.49% + $0.49 for online transactions).
• No monthly fees.

Advantages

• Global Trust: PayPal is a globally recognized and trusted brand, which can significantly boost customer confidence.
• Wider Payment Options: The ability to offer multiple payment methods through a single plugin is a major benefit.
• Increased Conversions: The combination of Express Checkout and “Pay Later” options can lead to a noticeable increase in sales.
• Seller Protection: PayPal’s built-in seller protection provides an added layer of security for your transactions.

4. Stripe Payment Gateway for WooCommerce

Stripe Payment Gateway for WooCommerce is the official extension for integrating Stripe with WooCommerce. While YITH offers its version, this one is the direct offering from WooCommerce, focusing on a clean, modern, and highly secure checkout experience. It accepts all major credit and debit cards, Apple Pay, Google Pay, and other local payment methods. This plugin is a top choice for businesses that want a reliable, developer-friendly, and globally recognized payment gateway without the added features of a third-party developer.

Features

• Hosted Fields: Uses Stripe’s hosted fields to securely collect card information, which simplifies PCI compliance for your store.
• Digital Wallet Integration: Supports Apple Pay and Google Pay, offering a frictionless checkout experience.
• Seamless Refunds: Process refunds from within the WooCommerce dashboard with a single click.
• Subscriptions Support: Fully compatible with the WooCommerce Subscriptions extension.
• Fraud Prevention: Integrates with Stripe Radar for built-in fraud detection and prevention.

Price

• Free to install. Standard Stripe transaction fees apply (typically 2.9% + $0.30 per successful card charge).
• No monthly fees.

Advantages

• Top-tier Security: Stripe’s reputation for security and its simplified approach to PCI compliance a major selling points.
• Clean and Modern UI: The checkout experience is sleek, fast, and fully responsive.
• Extensive Feature Set: Provides all the essential features you need from a payment gateway, including digital wallets and subscriptions.
• Developer-Friendly: For stores with a development team, Stripe’s extensive API allows for a high degree of customization.

5. Square

Square for WooCommerce is a fantastic solution for businesses that operate both online and in a physical store. This plugin seamlessly synchronizes your inventory, sales, and customer data between your WooCommerce site and your Square Point of Sale (POS) system. This integration eliminates the need for manual data entry and ensures your stock levels are always accurate. It processes major credit cards, Apple Pay, and Google Pay, making it a powerful tool for creating a true omnichannel experience.

Features

• Online and Offline Synchronization: Syncs products, inventory, and sales data between your WooCommerce store and your Square account.
• PCI-DSS Compliant: Square handles all the security, so you don’t have to worry about complex compliance standards.
• Accepts Various Payments: Processes all major credit cards, Apple Pay, and Google Pay.
• Automated Payments: Automatically charges saved cards for recurring payments and subscriptions.
• Simple Refunds: Process refunds for both online and in-person sales directly from the WooCommerce dashboard.

Price

• Free to install. Standard Square transaction fees apply (2.9% + $0.30 for online card payments).
• No monthly fees.

Advantages

• Omnichannel Solution: Perfect for businesses with a physical location, as it centralizes sales and inventory management.
• Inventory Management: The real-time inventory sync prevents overselling and simplifies stock management.
• Easy to Use: The setup is straightforward, and the user interface is intuitive.
• Secure and Reliable: Square is a major player in the payments industry, providing a stable and secure platform.

6. Authorize.net

Authorize.net Payment Gateway for WooCommerce is a popular and robust choice for businesses that require enterprise-level security and features. Authorize.net has been a trusted name in payment processing for a long time, and its WooCommerce plugin provides a secure way to accept payments directly on your site. This plugin is particularly well-suited for businesses that need to accept various payment methods, manage recurring billing, and leverage advanced fraud detection tools.

Features

• Direct On-Site Payments: Customers pay with credit cards without being redirected, enhancing the checkout experience.
• Accepts eChecks: In addition to credit and debit cards, the plugin allows you to accept eChecks, offering more payment flexibility.
• Subscription Support: Fully compatible with WooCommerce Subscriptions for automated recurring payments.
• Advanced Fraud Detection: Integrates with Authorize.net’s Advanced Fraud Detection Suite (AFDS) to protect your store from fraudulent transactions.
• Customer Information Manager (CIM): Securely save customer payment data for faster future checkouts.

Price

• Starts at $99 per year for a single-site license.
• Requires a separate Authorize.net merchant account, which has its own fees (monthly fee + per-transaction fees).

Advantages

• Enterprise-Level Features: Provides a set of features that are ideal for larger businesses, including advanced fraud protection and eCheck support.
• Long-Standing Reputation: Authorize.net is a very well-established and trusted payment gateway.
• Flexible Payments: The ability to accept a variety of payment types, including eChecks, is a major plus.
• High Security: The plugin and the Authorize.net service prioritize security, giving you and your customers peace of mind.

7. Braintree for WooCommerce

Braintree for WooCommerce is an official extension that integrates Braintree, a PayPal company, into your WooCommerce store. Braintree is known for its modern payment platform that supports a wide range of payment methods in a single integration. The plugin allows you to accept credit and debit cards, PayPal, and Apple Pay, all with a single setup. It’s a great option for businesses that want a flexible, global, and developer-friendly payment solution with powerful security features.

Features

• All-in-One Integration: Supports credit cards, PayPal, Google Pay, and Apple Pay through a single gateway.
• Secure Payments: Uses tokenization and is fully PCI DSS compliant, keeping sensitive data off your server.
• Seamless Checkout: Customers stay on your site during the checkout process, leading to a better user experience.
• Subscription and Pre-Order Support: Works perfectly with WooCommerce Subscriptions and Pre-Orders.
• Advanced Fraud Protection: Integrates with Braintree’s fraud tools to help you identify and prevent fraudulent activity.

Price

• Free to install. Standard Braintree transaction fees apply (2.59% + $0.49 per transaction).
• No monthly fees.

Advantages

• Global Reach: Braintree supports payments in over 45 countries and over 130 currencies.
• Flexible Payment Methods: Offers a great variety of payment options through one simple integration.
• High Security: Its tokenization and fraud tools provide top-notch security for your store.
• Developer-Friendly: Braintree’s platform is designed for developers, offering a high degree of customization and flexibility.

8. Mollie Payments for WooCommerce

Mollie Payments for WooCommerce is a top choice for European businesses. It is an all-in-one payment plugin that allows you to accept all major credit cards and popular local payment methods like iDEAL, Bancontact, and SOFORT Banking. Mollie’s focus on a simple, transparent, and developer-friendly platform has made it a favorite in the European market. By offering a wide range of local payment options, you can significantly increase conversions in your target regions.

Features

• Extensive European Payment Methods: Supports major credit cards as well as popular local methods like iDEAL, Bancontact, SOFORT, and SEPA Direct Debit.
• Simple and Fast Onboarding: The setup process is quick and easy, allowing you to start accepting payments in no time.
• Transparent Pricing: Mollie has no setup fees, no monthly fees, and charges a low per-transaction fee.
• Automatic Updates: The plugin is regularly updated to ensure it’s compatible with the latest WooCommerce versions.
• Seamless Integration: It provides a great in-house checkout experience that integrates perfectly with your store.

Price

• Free to install. Mollie charges a small per-transaction fee for each payment method.
• No monthly fees or setup costs.

Advantages

• European Market Leader: The best choice for stores targeting customers in the Netherlands, Belgium, Germany, and other European countries.
• High Conversion Rates: Offering local payment methods that customers trust can significantly boost conversion rates.
• Simple and Transparent: The pricing is straightforward, and the platform is easy to manage.
• Great Support: Mollie is known for its excellent customer support.

9. Worldpay for WooCommerce

Worldpay for WooCommerce is a powerful plugin that connects your WooCommerce store to the Worldpay payment gateway, a global leader in payment processing. This plugin is ideal for established businesses that require a comprehensive and scalable payment solution. It provides a secure way to accept credit and debit card payments, and it’s particularly known for its robust security features and ability to handle high transaction volumes, making it a reliable choice for growing businesses.

Features

• Global Payment Processing: Accepts a wide range of international credit and debit cards.
• Advanced Security: Utilizes Worldpay’s fraud management tools to protect your business.
• PCI Compliant: The plugin uses secure payment pages to ensure your store remains PCI compliant.
• Subscription Support: Compatible with WooCommerce Subscriptions for recurring payments.
• Seamless Integration: Customers can make payments on a secure, hosted page, which integrates smoothly with the checkout process.

Price

• A yearly license fee is required.
• Requires a separate Worldpay merchant account, which has its own pricing structure (monthly fees and transaction fees).

Advantages

• Scalable Solution: A great choice for businesses that are experiencing rapid growth and need a robust payment gateway.
• High Security: Worldpay’s advanced security and fraud detection tools provide a high level of protection.
• Global Reach: A strong option for businesses with an international customer base.
• Reliable Platform: Worldpay is a long-established and trusted name in the payments industry.

10. Paystack for WooCommerce

Paystack for WooCommerce is an essential plugin for any business operating in Africa. Paystack is a leading payment gateway in Africa, providing a simple, secure, and developer-friendly way to accept payments online. The plugin integrates Paystack directly into your WooCommerce store, allowing you to accept payments from customers using a variety of local methods, including cards, bank transfers, and mobile money. It’s a key tool for businesses in countries like Nigeria, Ghana, South Africa, and Kenya.

Features

• Local Payment Methods: Supports payments via major credit cards, as well as local methods like bank transfers, USSD, and mobile money.
• Seamless On-Site Checkout: Customers can pay without being redirected to a separate page.
• Subscription Support: Compatible with WooCommerce Subscriptions for businesses with recurring billing models.
• Built-in Fraud Detection: Paystack’s fraud engine helps to protect your business from fraudulent transactions.
• Easy Refunds: Process refunds directly from your WooCommerce dashboard.

Price

• Free to install. Paystack charges a small per-transaction fee (e.g., 1.5% + ₦100 for local cards in Nigeria).
• No monthly fees.

Advantages

• African Market Focus: The go-to solution for businesses operating in Africa, as it supports local payment methods that customers prefer.
• High Security: Paystack is a secure and reliable payment gateway that handles all the technical security details for you.
• Easy to Use: The plugin is simple to install and configure, making it accessible for any store owner.
• Developer-Friendly: Paystack’s API is well-documented, allowing for custom integrations if needed.

Why WooCommerce Payment by Wallet Plugins Are a Must-Have in 2025

Offering flexible payment options is no longer optional for WooCommerce stores. As digital wallet usage continues to grow worldwide, integrating a reliable wallet system becomes essential for staying competitive. WooCommerce Payment by Wallet Plugins allow store owners to streamline the checkout process, reduce transaction costs, and enhance customer convenience by enabling wallet-based payments.

From enabling store credits and loyalty points to supporting third-party wallet gateways like PayPal Wallet and Apple Pay, these plugins provide a complete solution for handling modern payment preferences. They not only improve the overall shopping experience but also contribute to better customer retention, increased repeat purchases, and stronger brand loyalty.

For WooCommerce businesses aiming for scalability and customer satisfaction, investing in a robust WooCommerce Payment by Wallet Plugin is a smart move that aligns with the future of eCommerce payments.

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